Howard University Employees Federal Credit Union
 
   

Loan Rates

Effective December 1, 2016

Loan Type

Terms
APR*
Sample Payment
New Car Loans
Up to 125% financing of purchase price plus taxes, tags, warranties and GAP insurance.
up to
72 months
as low as
1.99%
$16.30/$1,000 for 72 mos.
Used Car Loans
Up to 100% of NADA retail value, plus taxes, tags and warranties.
up to
72 months
as low as
1.99%
Signature Loans
$10,000 maximum
Up to
60 months
as low as
10.00%
$22.97/$1,000 for 60 mos.
2nd Chance Loans
$1,500 maximum
12 months
18%
$93.30/$1,000 for 12 mos.
Lines of Credit (HUCASH)
$10,000 maximum.
Up to
60 months

8.95%
$22.43/$1,000 for 60 mos.
Share Secured
Borrowed amount may not exceed
amount in savings.
Up to
60 months
4.00%
$20.00/$1,000 for 60 mos.
TRUE•BLUE Relationship Rate Discount
Members using Checking with Direct Deposit, Virtual Branch and Bill Payment Services received 1% APR off.
 

*APR = annual percentage rate. Your rate will vary based upon credit worthiness and other account services criteria. Not all borrowers will qualify for the lowest rate. Rates are subject to change without notice.

 
     
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