Howard University Employees Federal Credit Union

What’s New


As information regarding the COVID-19 (Coronavirus) continues to develop, Howard University Employees Federal Credit Union is committed to safeguarding the health of our members, staff, and volunteers. The World Health Organization declared a global pandemic March 11, triggering the activation of the Credit Union’s Crisis Management Plan. This plan helps define our response to the pandemic with the goal to continue operations and minimize possible transmission of the virus within our facilities.

Branch Operations

Beginning Monday, March 16th, HUEFCU will restrict member access with no in-branch services available until further notice. Please note that you will be able to contact us by phone (202-806-6128), email ( and fax (202-518-0391) during regular business hours (8:30 am – 3:00 pm M-F) for member assistance. Please leave a detailed message with a callback number and a credit union employee will return your call within 48 business hours.

Convenient Banking Options

HUEFCU also offers a variety of ways to access your account 24/7. We encourage you to use our Virtual Branch online banking services at and download our mobile app to view transactions, check balances, make payments and transfers, deposit checks, and more. You may also visit one of over 30,000 ATMs to perform account transactions. Find the nearest location by visiting

Applying for a Loan

Visit for a fast, convenient way to apply for an HUEFCU loan. Our team is available to serve you during regular business hours (8:30 am – 3:00 pm M-F). You may reach them by calling 202-806-6128.

Wherever You Are in Your Higher Education‚ Get the Money You Need for School from Sallie Mae

Sallie Mae® higher education loans are designed for the needs of undergraduates‚ graduate students‚ and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Choose from:

  • Smart Option Student Loan® for Undergraduate Students
  • Parent Loan
  • Plus‚ a suite of graduate loans to pay for expenses included in your school’s cost of attendance and designed for your specific degree

Find out which loan is right for you

We encourage students and families to start with savings‚ grants‚ scholarships‚ and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments‚ and how much the student expects to earn in the future‚ before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Howard University Employees Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for borrowers attending degree-granting institutions only. Smart Option Student Loan information is for undergraduate borrowers only. You must be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible. For the Dental School Loan‚ Law School Loan‚ MBA Loan‚ and Medical School Loan‚ students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible. Applications are subject to a requested minimum loan amount of $1‚000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period‚ or be enrolled in an eligible study abroad program. The borrower‚ cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student‚ and if that occurs‚ borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae. Applications are subject to a requested minimum loan amount of $1‚000. Current credit and other eligibility criteria apply.

1Although we do not charge you a penalty or fee if you prepay your loan‚ any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs‚ then to Unpaid Interest‚ and then to Current Principal.


©2018 Sallie Mae Bank. All rights reserved. Sallie Mae‚ the Sallie Mae logo‚ and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries‚ including Sallie Mae Bank‚ are not sponsored by or agencies of the United States of America.

No Matter Where You Call Home‚ Call Us To Finance It.

Howard University Employees FCU is excited to announce that we’ll soon be providing a full range of first mortgage loans. If you’ve been thinking about purchasing or refinancing your home, get started now.

Our new mortgage program will be available to members soon. Watch your mailbox and our website for more information. We are now accepting requests for information.

Open a better checking account today!

Take a closer look. You won’t find a lot of hidden requirements for high minimum balances and fees here. After all‚ it’s your money.

  • No minimum balance
  • No service or maintenance fees
  • No per-check fees

Plus‚ you’ll get…

  • Free Visa Debit Card
  • ATM Access Card
  • 24/7 Virtual Branch Online Banking
  • Electronic Bill Pay
  • Optional Overdraft Protection

Add up the savings…that’s no secret!

Banking is now more convenient than ever.

HUEFCU has joined the CO-OP Network—giving you nationwide ATM access at popular stores‚ including 7-Eleven.

  • Free Checking
  • 24/7 Virtual Branch online banking
  • More than 30‚000 CO-OP ATMs for when you travel
  • PLUS over 80,000 surcharge-free ATMs in the CU HERE nationwide network. That’s convenience!
  • Plenty of surcharge-free ATMs near campus to save you money

Find the location nearest you.

PLEASE NOTE: ATMs and Debit Card transactions are not available between 8:30-9:30PM to allow for offline daily system balancing.


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